Your Arculus Cold Storage Wallet is a self-custody wallet. Self-custody wallets do not designate beneficiaries like bank accounts or brokerages do. The only way someone can access your digital assets is if they have access to your digital wallet.
In self‑custody, your private keys are the control, and beneficiaries can only inherit if you plan for access. This means you would have to make sure they can access your Arculus Cold Storage Wallet recovery phrase after death.
Store your recovery phrase safely:
- Safe deposit box, fireproof safe, USB drive, encrypted file, etc.
Provide access instructions:
- Explain how to access your Arculus Cold Storage Wallets
- Provide seed recovery steps
- Include step-by-step instructions (beneficiaries may not be technical)
Important To Not Do:
- Do NOT email seed phrases to beneficiaries.
- Do NOT store a seed phrase unencrypted in the cloud.
- Do NOT list your seed phrase directly in a will.
- Do NOT assume relatives will recognize a seed phrase or know how to use it.